| Benefits |
Coverage |
| SECTION 1: EMERGENCY MEDICAL AND RELATED EXPENSES |
|
| Medical Expenses – Injury or illness |
$ 200,000 |
| Excess (applicable to outpatients) |
$ 200 |
| Dental Expenses – injury |
Included in medical Expenses |
| Illness |
$ 365 |
| Optical Expenses – injury |
Included in medical Expenses |
| Illness |
$ 365 |
| Follow-up Treatment Expenses – Illness/Injury |
$ 500 |
| SECTION 2 – PERSONAL ACCIDENT |
|
| Accidental Death or Permanent Disability |
$ 25,000 |
| SECTION 3 – AIG TRAVEL |
|
| Cash Advances |
Assistance Only |
| Consular referral |
Assistance Only |
| Emergency Accommodation & Travel arrangements |
Assistance Only |
| Transmission of Urgent messages |
Assistance Only |
| Accompanying Family Member |
$ 3,500 |
| Return of Accompanying Children |
$ 3,500 |
| Return of Travel Companion |
$ 3,500 |
| Legal Assistance Abroad |
$ 1,000 |
| Return of Mortal Remains/ Burial Expenses |
$ 20,000 |
| Coffin Expenses |
$ 750 |
| Medical Evacuation & Repatriation |
$ 20,000 |
| SECTION 4 – CANCELLATION & CURTAILMENT |
|
| Cancellation & Curtailment |
$ 1,500 |
| Excess |
$ 150 |
| SECTION 5 – BAGGAGE, TRADE SAMPLES, PERSONAL EFFECTS, TRAVEL DOCUMENTS, MONEY & CREDIT CARDS |
|
| Loss or Theft of baggage/trade samples (Single Item Limit:25% of Benefit Amount) |
$ 1,000 |
| Excess |
$ 100 |
| Loss or Theft of Cash and /or Travel Documents |
$ 150 |
| Baggage Delay – After 6 hours |
$ 150 |
| SECTION 6 – PERSONAL LIABILITY ABROAD |
|
| Bodily injury |
$ 100,000 |
| Excess |
$ 150 |
| Material damage |
$ 100,000 |
| Excess |
$ 150 |
| SECTION 7 – HIJACK PUBLIC CONVEYANCE |
|
| Hijack – after 12 hours |
$ 150 |
| ACCUMULATION LIMITS |
$ 200,000 |
